Auto Insurance Bangor Me: The common value of Maine vehicle coverage will range from metropolis to metropolis and among coverage companies. Insurify analyzed the modern-day coverage fees in Bangor, ME to discover the most inexpensive charges withinside the area.
Cheapest Car Insurance in Bangor, ME
Here are the most inexpensive companies in Bangor for the subsequent person profile: an unmarried, 30 12 months vintage male with an easy using file who drives a 2012 Honda Accord and will pay a $1,000 deductible for the nation’s minimal legal responsibility coverage.
Average Car Insurance Cost
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Minimum Car Insurance Requirements in ME
The nation of Maine calls for all motor car operators to have evidence of coverage to be had withinside the vehicle in any respect times. The minimal physical harm legal responsibility coverage necessities in Maine are:
- $50,000 physical harm legal responsibility according to man or woman
- $100,000 physical harm legal responsibility according to the twist of fate
Bodily harm insurance protects you with the aid of using purchasing the accidents of all of us you damage in a twist of fate. The minimal insurance limits Maine nation regulation calls for are $50,000 for the harm or demise of an unmarried man or woman concerned in a vehicle twist of fate and $100,000 for the harm or demise of a couple of persons. Insurance companies listing this insurance at 50/100, mentioning the restrictions of every minimal. In a twist of fate, legal responsibility insurance protects you as much as the coverage restriction. Damages above the coverage restriction of $100,000 are your responsibility.
The Minimal Belongings Harm Legal Responsibility Coverage Necessities In Maine Are:
- $25,000 belongings harm legal responsibility according to twist of fate
Property harm legal responsibility insurance will pay for any belongings which you harm in a twist of fate. The nation of Maine calls for $25,000 for the minimum. You’ll see the collective nation minimal indexed at 50/100/25. The 25 refers back to the belongings harm legal responsibility. Once again, any damages above the $25,000 are your responsibility.
What takes place if a person hits you and that they do now no longer have coverage or sufficient coverage to pay in your damages? Consider that the Insurance Information Institute reviews 4.5 percentage or simply below one out of twenty Maine drivers has no coverage. That’s why the nation calls for minimal uninsured motorist insurance and underinsured motorist insurance at:
- $50,000 according to man or woman
- $100,000 according to the twist of fate
Uninsured motorist physical harm will pay your scientific costs if you’re injured with the aid of using a hit-and-run driving force or one that has no coverage.
Underinsured motorist physical harm will pay your scientific costs if you’re hit with the aid of using a person who does now no longer has excessive sufficient coverage limits to cowl your costs.
Medical Payments insurance, or Med Pay, covers you and your passengers’ scientific costs irrespective of fault. The nation minimal requirement for this insurance:
- $2,000 according to man or woman according to a twist of fate
Drawing from their database of over four million vehicle coverage consumer packages, the statistics scientists at Insurify have posted diverse reviews on driving force conduct and vehicle possession — inclusive of how Bangor drivers degree as much as their fellow Maine motorists withinside the scores above.
From driving force overall performance throughout exceptional geographical places and demographics to styles in motor car possession and vehicle mobile coverage insurance, Insurify Insights publishes statistics-pushed articles, fashion analyses, and countrywide and nearby scores every week on all elements associated with vehicles and people who pressure them.
Most Popular Vehicle Bangor
Some vehicle fashions are simply greater famous than others and traits can range from region to region. The maximum famous car in Bangor is the Ford Focus.
Hybrid/Electric Vehicle Ownership Bangor
As vehicle mobile producers more and more flip closer to generating greener vehicle fashions, an increasing number of motorists are embracing hybrids and EV’s. Bangor drivers rank 2 in hybrid and electric-powered car possession throughout all towns in Maine.
- Rank inside nation: #2
- Percent of drivers in Bangor with a hybrid/electric powered car: 0.6%
While using whilst intoxicated is in no way acceptable, it’s a greater not unusual place offense than many assume. Bangor drivers rank 1 withinside the quantity of DUI’s according to driving force throughout all towns in Maine.
- Rank inside nation: #1
- Percent of drivers in Bangor with a DUI: %
- Drivers in Bangor, ME with a DUI of their using records paid on common % greater than drivers with a easy file
Exceeding the rate restriction can endanger others and depart an everlasting stain in your using file. When in comparison to different towns in Maine, Bangor drivers rank three withinside the quantity of dashing infractions according to driving force.
- Rank inside nation: 3
- Percent of drivers in Bangor with a dashing price tag: %
- Drivers in Bangor, ME with a dashing price tag of their using records paid on common % greater than drivers with an easy file
Insurify Rate Comparison Methodology
The vehicle coverage charges, statistics, and statistics visualizations in this web page are derived from Insurify’s proprietary database of over four million vehicle coverage packages from ZIP codes throughout the United States. Insurify’s statistics technology group plays a complete evaluation of the different factors vehicle coverage companies recall whilst placing fees to offer readers perception into how vehicle coverage charges are priced.